Blank Check from CapitalOne - The Easy Way to Finance a Car

CapitalOne offers an innovative way to finance an auto. It is called Blank Check auto financing and it can save you both time and money.

Most people think of financing a car as the time at the dealership when you fill out credit applications. This is done after you've been looking at cars on the dealer lot. In many cases, people feel obligated to buy a car after being approved for financing at the dealership. Besides being time-consuming, this process adds to the pressure that people feel to buy a car and leads to people entering into a car deal that they are not fully comfortable with.

Thanks to CapitalOne, there is a much better way to finance a car. CapitalOne offers an innovative way to finance an auto. It is called Blank Check auto financing. Just as its name implies, Blank Check allows you to bring a blank check for a pre-approved amount with you when you go car shopping.

Securing your auto financing before you begin shopping for a car is an excellent way to save time, money and hassle. Blank Check auto financing locks in your loan rate and term so that when you go car shopping you can focus on what's important - buying a vehicle that fits both your budget and your needs.

A common tactic used by car salesmen is to "qualify" a buyer. They want to know if you are serious about buying a car today and whether you can afford it. The typical line a buyer will hear is, "do you want to apply for financing." A no indicates a buyer who is not serious, while a yes indicates a very possible sale. Imagine if you can tell the salesman, "No thanks, I already have a Blank Check in hand and am ready to buy a car when I find a great deal. Can you help me with that instead?"

The reality is that car dealer's use auto financing as another way to make money. What happens is that instead of negotiating each part of a car deal - the purchase of the new car, a trade-in, and financing - separately, the dealers lump everything into one large and confusing transaction. Blank Check allows you to eliminate financing from the dealer's equation.

CapitalOne's Blank Check allows you to know your maximum bottom line - that is the total amount you can spend on a car, warranty, etc. It also lets you put the dealer in a position where they have to come down to your price to make a deal. Remember, you are locked in, they are not.

Apply Today, Drive Tomorrow

Applying for an auto loan through CapitalOne is fast, easy and convenient. Just follow these simple steps.

• First, go to CapitalOne, home of Blank Check financing.
• Complete a short credit application on their secure server.
• Receive a response within 15 minutes (during business hours).
• Once you are approved, you can receive a Blank Check in as little as one day.
• Shop for a vehicle and use your Blank Check just like cash to pay the dealer.
• CapitalOne also does lease buyouts and refinances existing auto loans using the same easy steps. Go to CapitalOne for more information.

It really is that easy to use the Blank Check program.

Other Reasons to Choose CapitalOne

• CapitalOne customers receive excellent customer service.
• CapitalOne has a Custom Finance Program for people with unique credit needs.
• The annual percentage rate (APR) for your loan is locked in for 45 days, meaning that you can take your time to find a great car deal.
• CapitalOne does not penalize its customers for prepayment. CapitalOne values their customers and wants to keep them.
• There is no down payment required when you secure a loan through CapitalOne Auto Finance.
• There are no application fees and no obligation whatsoever until you actually write a check for a car.
• CapitalOne will provide near-immediate response to your loan application. You will hear from CapitalOne within 15 minutes of submitting your loan application during their regular business hours.
• CapitalOne has the most competitive rates in the auto loan industry.

In short, CapitalOne Auto Finance allows you to have "Your Car, Your Loan, Your Way." Why not take a few minutes to apply for a loan today?